Medicare Savings Program 2024

The following programs administered by Local Departments of Social Services and the Human Resources Administration in New York City can assist individuals/couples in paying for their Medicare Premiums.

Full Medicaid for Dual Eligibles (Individuals eligible for both Medicare and Medicaid)

This program pays for a wide range of medical care, services and supplies as well as premiums, coinsurance and deductible payments for Medicare beneficiaries. The 2024 income and resource requirements for those applicants are:

  Income at or Below + $20 Resources at or Below
Single: $1,732 per month $1,752 per month $31,175
Couple: $2,351 per month $2,371 per month $42,312

Note: Medicaid allows a $20 deduction from applicant’s gross monthly income when calculating eligibility for MSP. The income listed below reflects the $20 monthly SSI general income disregard.

Qualified Medicare Beneficiary Program (QMB)

This program can pay for the Medicare Part A and/or Part B premium. This program also pays for the Medicare Parts A and B coinsurance and deductibles. An individual can be eligible for QMB only or QMB and Medicaid with or without a spenddown. The 2024 income requirements for this program are:

  Income at or Below 138% FPL + $20
Single: $1,732 per month $1,752
Couple: $2,351 per month $2,371

Qualifying Individual (QI)

This program pays for the Medicare Part B premium only. Individuals cannot be eligible for QI and Medicaid. The applicant must have Medicare Part A. States are allotted money for this program on a yearly basis. The 2024 income requirements for this program are:

  Income Below 186% FPL +$20
Single: $2,335 per month $2,355
Couple: $3,169 per month $3,189

Applications for these programs may be obtained from the Medicaid office at the local (county) Department of Social Services. You may print the application from the link below. All applications for the Medicare Savings Program must be mailed to the local Department of Social Services where you live.

If you have questions, the phone number to call for the Medicaid Helpline is 1-800-541-2831.

Rev. 2/24