Medicare Savings Program FAQs
- FAQs also available in Portable Document Format (PDF)
1. What is the Medicare Savings Program (MSP)?
The Medicare Savings Program (MSP) is Medicaid-administered program that can assist people with limited income in paying their Medicare Premiums.
2. Can you have EPIC and MSP together?
Yes, you can be enrolled in both programs.
When you enroll in MSP, you will automatically qualify for "Extra Help". Seniors can save significantly more on their prescription costs.
3. How can I apply for MSP?
EPIC members that are income eligible will receive a MSP application or you can contact the Medicare Rights Center, and they can help you apply for MSP. Call 800-333-4114 for more information. You can also contact your local Department of Social Services and ask for a copy of the application to mail in or apply in person.
4. What is the eligibility for the Medicare Savings Program (MSP)?
There are two levels to qualify for MSP.
- Qualifying Individual (QI) - The 2025 monthly income levels for QI are $2,446 for single, and $3,229 for couples, with no asset limit.
- Qualified Medicare Beneficiary (QMB) - The 2025 monthly income for QMB is $1,820 for single, and $2,453 for couples, with no asset limit.
5. Do I have to complete the Medicare Savings Program (MSP) application that I receive from EPIC?
Yes, you are required to complete the MSP application to maintain your EPIC coverage. Please complete and return with copies of your Social Security card, Medicare Card, Birth Certificate (Passport or Green card), proof of address (Utility Bill), and proof of income (Social Security Award Letter, Income Tax return, Paystub).
6. If I do not complete the Medicare Savings Program (MSP) application, will my EPIC coverage be cancelled?
Yes, if you do not return your MSP application timely, your EPIC coverage will be cancelled.
7. Do I need to re-enroll into the EPIC program if my enrollment is cancelled?
Yes, you will need to complete and return the EPIC & Medicare Savings Program applications together in order to reinstate your EPIC coverage.
8. If I consent to withdraw from completing the Medicare Savings Program (MSP) application, will my EPIC coverage be cancelled?
Yes, if you decide not to complete the MSP application, your EPIC coverage will be cancelled.
9. How long do I have to complete and return the Medicare Savings Program (MSP) to EPIC?
EPIC will mail you the MSP application and you have 30 days to complete the form. If EPIC does not receive the application within 30 days, EPIC will send you a reminder letter to complete the application in 45 days. If you do not return the MSP application within 75 days, your EPIC coverage will be cancelled.
10. Do I need to fully complete the Medicare Savings Program (MSP) application?
In order to consider your application complete, all sections must be filled out, the application signed and dated, and all required documents must be enclosed.
